Mortgage loans on the primary market under collateral on the secondary market

Do you want to improve your dwelling conditions and buy a flat or house in a new residential complex?Piraeus Bank proposes you to get loan for real estate purchase on the primary market under collateral of the dwelling on the secondary market that is owned by you or your property guarantor.

Acceptable collateral for the Bank:

• Flat on the secondary market;
• House with land plot on the secondary market.

Loan terms
Loan tenor, years	up to 20 years
Loan currency	hryvna
Repayment method	standard or annuity
Type of the interest rate	For the 1st year of the loan – fixed Starting from the 2nd year – changeable
Up front fee	1,50%
Maximum loan amount	Up to 70% from collateral value
LTV (Maximum Loan to Collateral Value)	Till 50% (inclusively)	From 50% till 70% (inclusively)
Interest rate (per annum)	20,50%	20,00%

Please, get acquainted with the list of accredited developers (in Ukrainian)

Additional payments*:

• Property insurance – up to 0,30% from collateral value on annual basis;
• Accident insurance – up to 0,30% from loan amount on annual basis.

* if the Borrower has reached the age of 45 years at the moment of loan disbursement - accident insurance is obligatory;

if the Borrower has reached the age of 45 years after loan disbursement - accident insurance is obligatory during first 10 calendar days after this date;

Advantages:

• favorable loan terms
• early repayment without any penalties
• no hidden commissions
• fast decision-making
• professional service and consulting support
• European level of service

Related services:

• Cash collateral loan
• Consumer loan secured by the real estate on the secondary market

Learn more:

• Contact the Call center: 0 800 30 888 0
  (calls from stationary phones within Ukraine are free of charge)
• If calling from abroad: +38 044 495 88 88
• Complete the feedback form

For applications or additional information, please, visit Bank's branch