CALL CENTER
Piraeus Bank offers to take advantage of the profitable new offer - credit limit (overdraft) for those customers who have VISA salary cards from Piraeus Bank. Employees of companies that have a salary card issued by Piraeus Bank in Ukraine, may use an overdraft on their VISA payment card with up to 100% of their salary per month.
Overdraft on the salary card
| Minimum amount of overdraft | UAH 1000 |
| Maximum amount of overdraft | UAH 20 000 |
| Credit limit | 12 months (after the expiration of overdraft it is possible to prolong the agreement with the possibility of reviewing the amount of credit limit) |
| Overdraft fee | 30% per annum for the actual time of overdraft usage |
| Repayment of the credit limit | Automatically, with every crediting of the salary account. After repayment the reuse of funds is possible during the contract |
| Minimum monthly payment | 20% from the amount of debts on the first day of the month* |
* In the case of absence of the minimum repayment till the 25th day of the month following the month of the debt, the ability to use credit line is blocked
** If no minimum payment is made within 3 months - the effect of the credit line is canceled, the existing debt is considered to be unauthorized (rate for unauthorized debts is 40% per annum
Prerequisites for overdraft:
- Customer’s age – from 22 to 60 years.
- Customer should have worked for at least 4 months in the company that is served in Piraeus Bank in Ukraine according to the salary project on the standard tariff plans "Salary account 2" or "Salary account 3»***.
- Customer should personally contact the bank’s branch and conduct an appropriate agreement.
Documents required for overdraft:
- A valid passport of citizen of Ukraine;
- Tax identification code;
- A certificate that proves salary for the last 6 months (should be issued not later than 30 days before the date of submission).
Related services:
- Current account
- Current account "Free access"
- Salary accounts
- Internet service “Piraeus Online Banking ”
Learn more:
- Phone the Call center 0 800 30 888 0 (calls from stationary phones within Ukraine are free of charge)
- Ask the question you are interested in by completing the feedback form
Places where you can arrange the overdraft on salary card:
- Please address the Bank’s branches to execute overdraft on salary card
(*** - Does not apply to government and state-financed organizations and institutions)
You can call our Call center and leave a message
0 800 30 888 0
(calls from fixed line phones within Ukraine are free).
0 800 30 888 0
(calls from fixed line phones within Ukraine are free).
© 2011 Piraeus Bank
Bank license ¹91 as of 17.10.2011
Bank license ¹91 as of 17.10.2011
+38 (044) 495-88-90
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