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Loans to Small and Medium Business are traditionally the priority orientation for Piraeus Bank Group. Almost half of Group’s total loan portfolio falls on loans to this segment (for legal entities with annual sales up to UAH 350 mln).
Loans for business development from Piraeus Bank in Ukraine with attractive interest rates and preferential requirements to collateral are the unique technologies of the most effective needs satisfaction for the representatives of small and medium business.
Piraeus Bank proposes the following loans to Small and Medium Business:
Financial support for Agribusiness:
- Loan for financing of working capital of agricultural enterprises for SME clients
- Loan for purchase of agricultural machinery and equipment for SME clients
Advantages of choosing of Piraeus Bank:
- individual approach to every customer;
- seasonal loan repayment schedule;
- General agreements signing for a 3 year period (cost minimization of the pledge registration );
- without penalties for loans prepayment;
- without costs for property evaluation which will be hold for Bank’s account;
- financing of the previous investment costs in agribusiness.
- Convenient form of financing – a revolving credit line
- Tenor of credit line – up to 12 monthes
- As a collateral we accept real estate and movable property
- Credit Line may be received secured with the third party/company property
- You can get credit line in the amount up to 80% of collateral value
- We take preliminary decision about financing during only 2 days
| Credit Line terms | |
| Minimum tenor of existing business | 24 months from the date of state registration |
| Credit Line Currency | Hryvna, US dollar, Euro |
| Credit Line Tenor | 12 monthes |
| Interest rate | fixed, floating |
Overdraft ''Unsecured''
- No collateral (only the owner’s guarantee);
- Decision-making time by the Bank (up to 6 days) and speed of receiving a loan (Up to 2.5 working days);
- Automatic increase of overdraft limit (the bigger turnover – the bigger limit);
- Loan cost reduction via differentiated rate;
- There is an opportunity for new customers to get the limit from the 1st day of cooperation with the Bank;
| Loan terms | |
| Minimum term of business existence | 24 months from the date of state registration |
| Overdraft currency | hryvnia |
| Overdraft Term | up to 12 months, with quarterly revision of the limit |
| Overdraft amount | Up to 30% of monthly income to the current account in Piraeus Bank, or up to 15% of monthly income on current accounts in other banks |
| Continuous period of the loan | Up to 90 days (in many banks zeroing once every 30 days) |
Overdraft ''Unsecured'': Detailed terms
- You can get convenient form of financing - a revolving credit line or term loan
- You can quickly get up to 97% of deposit amount
- Minimal document package for preliminary decision making
- The deposit of private individual can be accepted as pledge in case of the loan of legal entity or private entrepreneur
| Cash Collateral Loan Terms | |
| Tenor of the loan | up to 12 months |
| Currency of deposit | UAH |
| Currency of the loan | UAH |
| Amount of the loan | up to 97% of Deposit amount |
| Margin of the bank | 3% |
| Up-front fee | 1,5% of the loan amount |
Loan interest rate:
Loan interest rate = deposit interest rate + margin
Tariffs:
Please get acquainted with the Tariffs for credit operations (pdf in Ukrainian, 383 Kb)
0 800 30 888 0
(calls from fixed line phones within Ukraine are free).
Bank license ¹91 as of 17.10.2011
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