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Loans to Small and Medium Business are traditionally the priority orientation for Piraeus Bank Group. Almost half of Group’s total loan portfolio falls on loans to this segment (private-entrepreneurs and legal entities with annual sales up to UAH 250 mln).
Loans for business development from Piraeus Bank in Ukraine with attractive interest rates and preferential requirements to collateral are the unique technologies of the most effective needs satisfaction for the representatives of small and medium business.
Piraeus Bank proposes the following loans to Small and Medium Business:
Financial support for Agribusiness:
- Loan for financing of working capital of agricultural enterprises for SME clients
- Loan for purchase of agricultural machinery and equipment for SME clients
Advantages of choosing of Piraeus Bank:
- individual approach to every customer;
- seasonal loan repayment schedule;
- General agreements signing for a 3 year period (cost minimization of the pledge registration );
- without penalties for loans prepayment;
- without costs for property evaluation which will be hold for Bank’s account;
- financing of the previous investment costs in agribusiness.
Overdraft "Beneficial interests"
- The interest rate for the overdraft depends on the continuous term of use of the overdraft or is fixed for loan agreement term by Client's decision
- No need to repay overdraft outstanding amount during loan agreement term
- Overdraft opening for entirely goods in turnover accepted as collateral
- All receipts on the current account will automatically reduce credit debt
| Loan terms | |
| Minimum tenor of business existence | 24 months from the date of state registration |
| Overdraft Currency | hryvna |
| Overdraft Tenor | up to 12 months |
| Overdraft obligations repayment | at the end of loan agreement term |
| Overdraft amount | up to 75% of average monthly net inflows on current account |
| Upfront fee for Overdraft provision | min 1% of overdraft amount |
| Interest rate | fixed, differentiated |
| Minimum oferdraft amount | 1 000 000 UAH |
- Convenient form of financing – a revolving credit line
- Tenor of credit line – up to 12 monthes
- As a collateral we accept real estate and movable property
- Credit Line may be received secured with the third party/company property
- You can get credit line in the amount up to 80% of collateral value
- We take preliminary decision about financing during only 2 days
| Credit Line terms | |
| Minimum tenor of existing business | 24 months from the date of state registration |
| Credit Line Currency | Hryvna, US dollar, Euro |
| Credit Line Tenor | 12 monthes |
| Interest rate | fixed, floating |
- You can get convenient form of financing - a revolving credit line or term loan
- You can quickly get up to 97% of deposit amount
- Minimal document package for preliminary decision making
- The deposit of private individual can be accepted as pledge in case of the loan of legal entity or private entrepreneur
| Cash Collateral Loan Terms | |
| Tenor of the loan | up to 12 months |
| Currency of deposit | UAH |
| Currency of the loan | UAH |
| Amount of the loan | up to 97% of Deposit amount |
| Margin of the bank | 2% |
| Up-front fee | 1% of the loan amount |
Loan interest rate:
Loan interest rate = deposit interest rate + margin
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Bank license ¹91 as of 17.10.2011
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