Loans to Small and Medium Business are traditionally the priority orientation for Piraeus Bank Group. Almost half of Group’s total loan portfolio falls on loans to this segment (for legal entities with annual sales up to UAH 350 mln).
Loans for business development from Piraeus Bank in Ukraine with attractive interest rates and preferential requirements to collateral are the unique technologies of the most effective needs satisfaction for the representatives of small and medium business.
Piraeus Bank proposes the following loans to Small and Medium Business:
Financial support for Agribusiness:
Advantages of choosing of Piraeus Bank:
Credit Line terms | |
Minimum tenor of existing business | 24 months from the date of state registration |
Credit Line Currency | Hryvna, US dollar, Euro |
Credit Line Tenor | 12 monthes |
Interest rate | fixed, floating |
Overdraft ''Unsecured''
Loan terms | |
Minimum term of business existence | 24 months from the date of state registration |
Overdraft currency | hryvnia |
Overdraft Term | up to 12 months, with quarterly revision of the limit |
Overdraft amount | Up to 30% of monthly income to the current account in Piraeus Bank, or up to 15% of monthly income on current accounts in other banks |
Continuous period of the loan | Up to 90 days (in many banks zeroing once every 30 days) |
Overdraft ''Unsecured'': Detailed terms
Cash Collateral Loan Terms | |
Tenor of the loan | up to 12 months |
Currency of deposit | UAH |
Currency of the loan | UAH |
Amount of the loan | up to 97% of Deposit amount |
Margin of the bank | 2% |
Up-front fee | 1% of the loan amount |
Loan interest rate:
Loan interest rate = deposit interest rate + margin
Tariffs:
Please get acquainted with the Tariffs for credit operations (pdf in Ukrainian, 382 Kb)