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The bank's customers can purchase directly from the developers

Since September, the Ukrainians can take out mortgage loans in Piraeus Bank to buy apartments in the residential complex "Elegant" in Kyiv, the development of which is financed by the bank.

"We offer real estate loans directly from the developer who is incorporated to the Group of companies UKO-Group, - Alexander Gnilenko, Piraeus Bank in Ukraine retail business deputy director, said. - The lending rate for up to 20 years is 18%-18,5% per annum in hryvna, depending on the loan-to-value ratio."

Thus, if the loan-to-value ratio for purchasing the apartment in residential complex “Elegant” is 50%, the Bank offers 18% interest rate annually in hryvna in the first year of using a loan. If this ratio is from 51% to 70%, the loan rate rises up to 18.5% in hryvna.

Oleksandr Gnilenko, Piraeus Bank in Ukraine Deputy Director of Retail Banking Department: "The lending rate for up to 20 years is 18%-18,5% per annum in hryvna, depending on the loan-to-value ratio"

"Loan getting procedure is rather simple and transparent, without hidden fees, - said A. Gnilenko. - Additional costs are minimal and include a one-time fee for the loan issuance (1.5%) and required insurance fees: property insurance (up to 0.3% from collateral value) and accident insurance, if the borrower is 45 years as of the moment of agreement concluding. More over, repayment is possible without penalties".

Granting to the full package of documents Piraeus Bank makes the preliminary decision in few working days.

For obtaining mortgage loan please address the Bank branches.

For detailed information about mortgage loans please phone the call centre: 0 800 30 888 0 (calls from stationary phones within Ukraine are free of charge).

Real estate agencies that are not Piraeus Bank’s partners yet, can obtain the information about the terms of cooperation in any Bank branch.

Note. RC "Elegant" is a prestigious building, construction of which is being completed. It is located in the Kyiv city center on Zhilyanskaya street, 118, near the academician Fomin botanical garden.

The building consists of three sections, the first is already operating, and the construction of the remaining two will be completed to the fourth quarter of 2012.

1-3 bedroom apartments with an area of 30 square meters to 117 square meters are presented in the complex. The building has a three-level underground parking, its own maintenance and security service.

The developing company "Lytoi Kamen" is part of the Group of companies UKO-Group that is operating in Ukraine since 1998.

Note. Piraeus Bank is one of the major banking institutions of Southern and Eastern Europe with assets of EUR 74 bln (after absorbing the good part of Greek Agricultural Bank ATEbank, as of 27.07.2012). Established in 1916, Piraeus Bank today is presented in 10 countries. In Ukraine Piraeus Bank is established since 2007. The Bank is a member of Fund of Guaranteeing the Deposits of Individuals (license #25).

Net assets of Piraeus Bank in Ukraine amount to UAH 3.5 bln, share capital to UAH 1.628, regulatory capital to UAH 837 mln as of 01.06.2012.

Piraeus Bank has the highest rating of deposits reliability provided by “Credit-Rating” Agency (grade “5”; last update took place on 21.06.2012), that shows the bank's capacity to make payments on existing deposits timely and in full.

The Bank has «uaA» long-term credit rating with the forecast “stable” provided by “Credit-Rating” (updated on 21.06.2012). This long-term rating belongs to the group of investment ratings that is one of the highest ratings given to banks operating on the Ukrainian market.

The Bank is a member of Association of Ukrainian Banks, Forum of Leading International Financial institutions (FLIFI), Fund of Guaranteeing the Deposits of Individuals. The Bank is also included in the list of banks authorized by the Pension Fund of Ukraine to make payments of pensions and financial assistance.

Piraeus Bank in Ukraine Press Service
Kateryna Kalynovska
cell: +38(067)688-62-14
e-mail: kkalynovska{at}piraeusbank.ua

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