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Thanks to Piraeus Bank credit card one can purchase necessary products or services at any time, while the grace period is up to 51 days
Since October 2012, Piraeus Bank in Ukraine offers customers to use the advantages of credit cards. The card will help to cope with unexpected expenses and to purchase necessary goods and services on credit, affording to plan the budget in a most effective way.
Maximum loan amount is UAH 35 000.
"By offering the new product to the clients, Bank is motivated by the European service standards. The main advantage for credit card holder is the ability to buy necessary products and services at any time without dependence on the client’s account replenishment. – Olena Gorlushko, Piraeus Bank in Ukraine Cards Product Unit Supervisor, said. - Thanks to long grace period (up to 51 day) clients can use borrowed funds at 0,0001% per annum that is much more attractive than ordinary consumer loans. Credit cards holders can also reuse the borrowed funds to repay the debt at a convenient time, partially or in full. "
One can use funds on credit card in Ukraine as well as abroad.
Olena Gorlushko, Piraeus bank in Ukraine supervisor of cards product unit: "The main advantage for credit card holder is the ability to buy necessary products and services at any time"
"With the help of Piraeus Bank credit card one can purchase goods in all retail chains of the world, where VISA Int. payment cards are accepted, without taking care about safety of the cash, Olena Gorlushko added. - And if one will urgently need cash, it can be easily withdrawn at any ATM."
Piraeus Bank issues credit cards with a grace period of up to 51 days depending on the date of using the funds. During this period, loan funds are charged with a token interest rate of 0.0001% per annum in hryvnya. After the end of the grace period the interest rate will be 2.75% (for VISA Gold) or 3% (for VISA Classic) per month. The minimum monthly payment on credit card is 10% of the actual debt.
Piraeus Bank also provides the balance inquiry information for credit card holders for free (via online banking system Winbank, Piraeus Bank information line or by SMS and E-mail-informing).
For obtaining a credit card please address the Bank branches. The average time of card’s issue is about 5 working days. For opening the account one need a minimal package of documents.
On Piraeus Bank web site one can also apply for credit card online and the bank’s specialist will contact client at the most appropriate time.
For detailed information about mortgage loans please phone the call centre: 0 800 30 888 0 (calls from stationary phones within Ukraine are free of charge).
Note. Piraeus Bank is one of the major banking institutions of Southern and Eastern Europe with assets of EUR 74 bln (after absorbing the good part of Greek Agricultural Bank ATEbank, as of 27.07.2012). Established in 1916, Piraeus Bank today is presented in 10 countries. In Ukraine Piraeus Bank is established since 2007. The Bank is a member of Fund of Guaranteeing the Deposits of Individuals (license #25).
Net assets of Piraeus Bank in Ukraine amount to UAH 3.5 bln, share capital to UAH 1.628, regulatory capital to UAH 837 mln as of 01.06.2012.
Piraeus Bank has the highest rating of deposits reliability provided by “Credit-Rating” Agency (grade “5”; last update took place on 21.06.2012), that shows the bank's capacity to make payments on existing deposits timely and in full.
The Bank has «uaA» long-term credit rating with the forecast “stable” provided by “Credit-Rating” (updated on 30.08.2012). This long-term rating belongs to the group of investment ratings that is one of the highest ratings given to banks operating on the Ukrainian market.
The Bank is a member of Forum of Leading International Financial institutions (FLIFI), Fund of Guaranteeing the Deposits of Individuals. The Bank is also included in the list of banks authorized by the Pension Fund of Ukraine to make payments of pensions and financial assistance.
Piraeus Bank in Ukraine Press Service