CALL CENTER
Home >
Small and Medium Enterprises >
Loans to Small and Medium Enterprises >
Overdraft ''Unsecured''
«Overdraft without collateral» means extra money on your current account. It is an opportunity to easily, quickly and cost-effectively get the overdraft limit, which enhance the ability of a company to use financial resources within the short-term discontinuities in funds receipt. And most importantly - without collateral!
Advantages of «Overdraft without collateral»:
- No collateral (only the owner’s guarantee);
- Decision-making time by the Bank (up to 6 days) and speed of receiving a loan (Up to 2.5 working days);
- No additional costs for lending process (notary, insurance, obtaining certificates associated with collateral);
- Automatic increase of overdraft limit (the bigger turnover – the bigger limit);
- Loan cost reduction via differentiated rate;
- There is an opportunity for new customers to get the limit from the 1st day of cooperation with the Bank;
- Interests are charged only for the actual days of use.
| Loan terms | |
| Minimum term of business existence | 24 months from the date of state registration |
| Overdraft currency | hryvnia |
| Overdraft Term | up to 12 months, with quarterly revision of the limit |
| Overdraft amount | Up to 30% of monthly income to the current account in Piraeus Bank, or up to 15% of monthly income on current accounts in other banks |
| Maximum overdraft amount | 3 000 000 UAH |
| Minimum overdraft amount | 500 000 UAH |
| Upfront fee for overdraft extension | min 1% of overdraft amount |
| Interest rate | Differentiated or fixed |
| Continuous period of the loan | Up to 90 days (in many banks zeroing once every 30 days) |
Additional conditions:
- Total Client money turnovers at least UAH 20 million per year;
- Absence of a clearly expressed seasonal pattern (deviation revenue more than 30% of the average).
Related services:
- Cash Collateral Loan
- Revolving Credit Line
- Tariff Packages and Settlement Cash Servicing
- Account "Business +"
- Account "Easy Business"
Learn more:
- Phone the Call-center: 0 800 30 888 0(calls from stationary phones within Ukraine are free of charge)
- Ask a question you are interested in by completing the feedback form
- In the nearest Bank branch
Places where you can get Overdraft "Beneficial interest":
- Please address the Bank branches to execute loan and receive additional information
You can order a call and our specialist will contact you at a convenient time for you
0 800 30 888 0
(calls from fixed line phones within Ukraine are free).
0 800 30 888 0
(calls from fixed line phones within Ukraine are free).
Our achievements
Piraeus Bank received a long-term credit rating uaAA on the national scale by RA Standard-Rating agency Date of rating assignment: May 27, 2019.
© 2014 Piraeus Bank
Bank license ¹91 as of 17.10.2011
Bank license ¹91 as of 17.10.2011
0-800-30-888-0
calls from fixed line phones
within Ukraine are free
calls from fixed line phones
within Ukraine are free
+38 (044) 495-88-90
for calls from abroad
for calls from abroad
Design:
