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Overdraft ''Unsecured''
«Overdraft without collateral» means extra money on your current account. It is an opportunity to easily, quickly and cost-effectively get the overdraft limit, which enhance the ability of a company to use financial resources within the short-term discontinuities in funds receipt. And most importantly - without collateral!
Advantages of «Overdraft without collateral»:
- No collateral (only the owner’s guarantee);
- Decision-making time by the Bank (up to 6 days) and speed of receiving a loan (Up to 2.5 working days);
- No additional costs for lending process (notary, insurance, obtaining certificates associated with collateral);
- Automatic increase of overdraft limit (the bigger turnover – the bigger limit);
- Loan cost reduction via differentiated rate;
- There is an opportunity for new customers to get the limit from the 1st day of cooperation with the Bank;
- Interests are charged only for the actual days of use.
| Loan terms | |
| Minimum term of business existence | 24 months from the date of state registration |
| Overdraft currency | hryvnia |
| Overdraft Term | up to 12 months, with quarterly revision of the limit |
| Overdraft amount | Up to 30% of monthly income to the current account in Piraeus Bank, or up to 15% of monthly income on current accounts in other banks |
| Maximum overdraft amount | 3 000 000 UAH |
| Minimum overdraft amount | 500 000 UAH |
| Upfront fee for overdraft extension | min 1% of overdraft amount |
| Interest rate | Differentiated or fixed |
| Continuous period of the loan | Up to 90 days (in many banks zeroing once every 30 days) |
Additional conditions:
- Total Client money turnovers at least UAH 20 million per year;
- Absence of a clearly expressed seasonal pattern (deviation revenue more than 30% of the average).
Related services:
- Cash Collateral Loan
- Revolving Credit Line
- Tariff Packages and Settlement Cash Servicing
- Account "Business +"
- Account "Easy Business"
Learn more:
- Phone the Call-center: 0 800 30 888 0(calls from stationary phones within Ukraine are free of charge)
- Ask a question you are interested in by completing the feedback form
- In the nearest Bank branch
Places where you can get Overdraft "Beneficial interest":
- Please address the Bank branches to execute loan and receive additional information
You can order a call and our specialist will contact you at a convenient time for you
0 800 30 888 0
(calls from fixed line phones within Ukraine are free).
0 800 30 888 0
(calls from fixed line phones within Ukraine are free).
Our achievements
The FinScore Index, developed by You Control, is based on 25 indicators, among which are the NBU norms and financial ratios that fully reflect the state of liquidity, capital adequacy, profitability, lending, investment and currency risks of banks.
© 2014 Piraeus Bank
Bank license ¹91 as of 17.10.2011
Bank license ¹91 as of 17.10.2011
0-800-30-888-0
calls from fixed line phones
within Ukraine are free
calls from fixed line phones
within Ukraine are free
+38 (044) 495-88-90
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for calls from abroad
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