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Overdraft ''Unsecured''

«Overdraft without collateral» means extra money on your current account. It is an opportunity to easily, quickly and cost-effectively get the overdraft limit, which enhance the ability of a company to use financial resources within the short-term discontinuities in funds receipt. And most importantly - without collateral!

Advantages of «Overdraft without collateral»:

  • No collateral (only the owner’s guarantee);
  • Decision-making time by the Bank (up to 6 days) and speed of receiving a loan (Up to 2.5 working days);
  • No additional costs for lending process (notary, insurance, obtaining certificates associated with collateral);
  • Automatic increase of overdraft limit (the bigger turnover – the bigger limit);
  • Loan cost reduction via differentiated rate;
  • There is an opportunity for new customers to get the limit from the 1st day of cooperation with the Bank;
  • Interests are charged only for the actual days of use.
Loan terms
Minimum term of business existence 24 months from the date of state registration
Overdraft currency hryvnia
Overdraft Term up to 12 months, with quarterly revision of the limit
Overdraft amount Up to 30% of monthly income to the current account in Piraeus Bank, or up to 15% of monthly income on current accounts in other banks
Maximum overdraft amount 3 000 000 UAH
Minimum overdraft amount 500 000 UAH
Upfront fee for overdraft extension min 1% of overdraft amount
Interest rate Differentiated or fixed
Continuous period of the loan Up to 90 days (in many banks zeroing once every 30 days)

Additional conditions:

  • Total Client money turnovers at least UAH 20 million per year;
  • Absence of a clearly expressed seasonal pattern (deviation revenue more than 30% of the average).

Related services:

  • Cash Collateral Loan
  • Revolving Credit Line
  • Tariff Packages and Settlement Cash Servicing
  • Account "Business +"
  • Account "Easy Business"

Learn more:

  • Phone the Call-center: 0 800 30 888 0(calls from stationary phones within Ukraine are free of charge)
  • Ask a question you are interested in by completing the feedback form
  • In the nearest Bank branch

Places where you can get Overdraft "Beneficial interest":

  • Please address the Bank branches to execute loan and receive additional information
You can order a call and our specialist will contact you at a convenient time for you
0 800 30 888 0
(calls from fixed line phones within Ukraine are free).
Did you know...
utility payments
can be paid without
fees
Our achievements
Piraeus Bank ranks 9th out of 33 in 3rd Group of NBU Classifier in terms of assets
© 2014 Piraeus Bank
Bank license ¹91 as of 17.10.2011
0-800-30-888-0
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