|Transfer from card to card||CREDIT CARD APPLICATION||CONVERTER||BRANCHES
|Dear Clients, |
please be kindly informed that according to the decision of the Management Board of the Bank, Minutes ¹ 61_0620 dated 25.06.2020, the decision was suspend for the period of quarantine lending of new, and increase credit limits for existing private individuals Clients of the Bank for products "" Credit to the current account "Credit Card" "for salaries projects" and "Credit to the current account "Credit Card".
Lack money to buy and don’t want to borrow or to take a long-term loan? Buy necessary product or service with credit card from Piraeus Bank. The credit card expenses can be repaid at any convenient time!
Advantages of the credit card:
Terms of credit card using:
*The grace period applies to non-cash purchases and determined by the date of purchase. Interest rate of 0.0001% per annum applies to non-cash transaction if the client returns actual amount of total debt to the 20th day of the following month.
After the agreement conclusion, the Client has the right to cancel the consumer loan agreement within 14 calendar days from the date of the agreement conclusion (in case of cancellation of such agreement, the client pays interest for the period from the date of receipt of funds to the day of their return at the interest rate established by the agreement, and performs other actions provided for by the Law of Ukraine "On Consumer Lending" or an agreement).
Methods of payment the expenses on credit cards:
|In case of overdue debt, the borrower pays interest for use of overdue debt, interest for use of unauthorized overdraft in accordance with the terms of the loan agreement and the Bank's tariffs. The Bank has right to write off Interest on overdue debt, by contractual write-off from any accounts of the borrower.|
|In case the borrower violates terms of the loan agreement (other than overdue debt, use of unauthorized overdraft), the borrower pays penalty.|
|Òhe bank is entitled to demand early repayment of credit, interest, other payments, apply to juridical authorities to recover the debt in the manner prescribed by the legislation of Ukraine.|
|The bank is entitled to provide information on indebtedness to the credit bureau/Credit Register of the National Bank of Ukraine, including negative credit history.|
|After the agreement conclusion, the Client has the right to cancel the consumer loan agreement within 14 calendar days from the date of the agreement conclusion (in case of cancellation of such agreement, the client pays interest for the period from the date of receipt of funds to the day of their return at the interest rate established by the agreement, and performs other actions provided for by the Law of Ukraine "On Consumer Lending" or an agreement).|
|The client has the right at any time of the loan agreement to terminate this agreement ahead of schedule, namely to carry out early repayment of the loan debt according to the terms of the agreement, by repayment the required amount of funds, to completely close the loan agreement and by writing an application at the bank branch for early repayment of the loan.|
|The bank is prohibited from requiring the client to purchase any goods or services from the bank or a related or related person as a mandatory condition for the provision of these services.|
|The bank shall make any changes to the bank deposit agreement only with the consent of the client (party to the agreement), unless otherwise provided by the agreement or the legislation of Ukraine.|
|The client has the opportunity to refuse to receive advertising materials via remote communication channels.|
You can open credit card in branches.