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Credit card for salary projects

Dear Clients,
please be kindly informed that according to the decision of the Management Board of the Bank, Minutes 61_0620 dated 25.06.2020, the decision was suspend for the period of quarantine lending of new, and increase credit limits for existing private individuals Clients of the Bank for products "" Credit to the current account "Credit Card" "for salaries projects" and "Credit to the current account "Credit Card".

For our clients – salary card holders Piraeus Bank offers a new super advantageous offer – credit card with a lower interest rate and the limit up to 200% of salary.

Advantages of the credit card:

  • minimum repayment direct from the salary account;
  • transactions in retail networks during the grace period;
  • guaranteed "interest-free" (grace) period after only the minimum payment;
  • simple expenses control – one tariff for all cash withdrawals;
  • no hidden fees;
  • free SMS-informing service, registration and servicing in Internet banking system winbank;
  • comfortable repayment method an option of early repayment of debts without any penalties.

Terms of credit card using:

  • card issue Classic or Instant – free, Gold – UAH 200 once;
  • grace period of loan with an interest rate of 0% per annum* up to 51-day;
  • interest rates (after the grace period): - noncash transactions in retail networks VISA Classic/ Instant - 32%, VISA Gold - 30% per annum;
    - cash withdrawal operations VISA Classic/ Instant - 42%, VISA Gold - 40% per annum;
  • the minimum limit on card: UAH 2 000 ;
  • the maximum limit on card: UAH 75 000.

* The grace period applies to non-cash purchases and determined by the date of purchase. Interest rate of 0.0001% per annum applies to non-cash transaction if the client returns full amount of total debt to the 20th day of the following month.

Warning!
After the agreement conclusion, the Client has the right to cancel the consumer loan agreement within 14 calendar days from the date of the agreement conclusion (in case of cancellation of such agreement, the client pays interest for the period from the date of receipt of funds to the day of their return at the interest rate established by the agreement, and performs other actions provided for by the Law of Ukraine "On Consumer Lending" or an agreement).

Methods of payment the expenses on credit cards:

Tarrifs:

  • please get acquainted with the credit cardtariffs
  • please get acquainted with the credit card tariffs for the customers whose accounts were opened to 01.07.2014.

    Please get acquainted with the Standard forms of contracts and Rules.
    Please get acquainted with the list of required documents for the credit card.

    Potential risks for the client in using consumer loans
    In case of overdue debt, the borrower pays interest for use of overdue debt, interest for use of unauthorized overdraft in accordance with the terms of the loan agreement and the Bank's tariffs. The Bank has right to write off Interest on overdue debt, by contractual write-off from any accounts of the borrower.
    In case the borrower violates terms of the loan agreement (other than overdue debt, use of unauthorized overdraft), the borrower pays penalty.
    he bank is entitled to demand early repayment of credit, interest, other payments, apply to juridical authorities to recover the debt in the manner prescribed by the legislation of Ukraine.
    The bank is entitled to provide information on indebtedness to the credit bureau/Credit Register of the National Bank of Ukraine, including negative credit history.
    After the agreement conclusion, the Client has the right to cancel the consumer loan agreement within 14 calendar days from the date of the agreement conclusion (in case of cancellation of such agreement, the client pays interest for the period from the date of receipt of funds to the day of their return at the interest rate established by the agreement, and performs other actions provided for by the Law of Ukraine "On Consumer Lending" or an agreement).
    The client has the right at any time of the loan agreement to terminate this agreement ahead of schedule, namely to carry out early repayment of the loan debt according to the terms of the agreement, by repayment the required amount of funds, to completely close the loan agreement and by writing an application at the bank branch for early repayment of the loan.
    The bank is prohibited from requiring the client to purchase any goods or services from the bank or a related or related person as a mandatory condition for the provision of these services.
    The bank shall make any changes to the bank deposit agreement only with the consent of the client (party to the agreement), unless otherwise provided by the agreement or the legislation of Ukraine.
    The client has the opportunity to refuse to receive advertising materials via remote communication channels.

Preliminary calculation of the payment schedule and the total cost of the credit card loan

Essential characteristics of consumer loans.

Examples of credit card usage calculation results.

Learn more:

  • contact the call-center: 0 800 30 888 0 (calls within Ukraine are free of charge);
  • for abroad calls: +38 044 495 88 88;
  • complete the feedback form.

You can open credit card in branches .

You can order a call and our specialist will contact you at a convenient time for you
0 800 30 888 0
(calls within Ukraine are free).
Did you know...
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on any needs
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Piraeus Bank in the TOP-15 of the most robust banks in Ukraine, the rating was performed by Novoye Vremya magazine (41 dated 05.11.2020)
2014 Piraeus Bank
Bank license 91 as of 17.10.2011
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