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Credit card for salary projects

For our clients – salary card holders Piraeus Bank offers a new super advantageous offer – credit card with a lower interest rate and the limit up to 200% of salary.

Advantages of the credit card:

  • minimum repayment direct from the salary account;
  • transactions in retail networks during the grace period;
  • guaranteed "interest-free" (grace) period after only the minimum payment;
  • simple expenses control – one tariff for all cash withdrawals;
  • no hidden fees;
  • free SMS-informing service, registration and servicing in Internet banking system winbank;
  • comfortable repayment method an option of early repayment of debts without any penalties.

Terms of credit card using:

  • card issue Classic or Instant – free, Gold – UAH 200 once;
  • grace period of loan with an interest rate of 0% per annum* up to 51-day;
  • interest rates (after the grace period): - noncash transactions in retail networks VISA Classic/ Instant - 32%, VISA Gold - 30% per annum;
    - cash withdrawal operations VISA Classic/ Instant - 42%, VISA Gold - 40% per annum;
  • the minimum limit on card: UAH 500 ;
  • the maximum limit on card: UAH 75 000.

* The grace period applies to non-cash purchases and determined by the date of purchase. Interest rate of 0.0001% per annum applies to non-cash transaction if the client returns full amount of total debt to the 20th day of the following month.

Methods of payment the expenses on credit cards:

Tarrifs:

  • please get acquainted with the credit card tariffs;
  • please get acquainted with the credit card tariffs for the customers whose accounts were opened to 01.07.2014.

    Please get acquainted with the Standard forms of contracts and Rules.
    Please get acquainted with the list of required documents for the credit card.

    Potential risks for the client in using consumer loans
    In case of overdue debt, the borrower pays interest for use of overdue debt, interest for use of unauthorized overdraft in accordance with the terms of the loan agreement and the Bank's tariffs. The Bank has right to write off Interest on overdue debt, by contractual write-off from any accounts of the borrower.
    In case the borrower violates terms of the loan agreement (other than overdue debt, use of unauthorized overdraft), the borrower pays penalty.
    he bank is entitled to demand early repayment of credit, interest, other payments, apply to juridical authorities to recover the debt in the manner prescribed by the legislation of Ukraine.
    The bank is entitled to provide information on indebtedness to the credit bureau/Credit Register of the National Bank of Ukraine, including negative credit history.

Preliminary calculation of the payment schedule and the total cost of the credit card loan

 

Essential characteristics of consumer loans.

Examples of credit card usage calculation results.

Learn more:

  • contact the call-center: 0 800 30 888 0 (calls within Ukraine are free of charge);
  • for abroad calls: +38 044 495 88 88;
  • complete the feedback form.

You can open credit card in branches .

You can order a call and our specialist will contact you at a convenient time for you
0 800 30 888 0
(calls from fixed line phones within Ukraine are free).
Did you know...
utility payments
can be paid without
fees
Our achievements
The successful result of Piraeus Bank on the stress test performed by the European Central Bank on the 130 most significant banks in Europe is a testament of the strength and the robustness of Piraeus Bank
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Bank license 91 as of 17.10.2011
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