News
Winbank Instant IBAN Transfers: Fast, Simple, No Fees
15 October 2025

Piraeus Bank introduces a new tariff for Wincard and Wincard Salary holders — 0 UAH fee for outgoing transfers in the national currency via the National Bank of Ukraine’s Electronic Payment System (EPS). 

Now clients can make transfers using IBAN details quickly, conveniently, and without any fees — all in just a few clicks via the mobile app. 

Key Features of Instant EPS Transfers 

  • 0 UAH fees — send money via IBAN without extra charges. 
  • Instant notifications — both you and the recipient are notified immediately once the transfer is completed. 
  • Convenient for payments — no payment terminal required; transfers go directly to the recipient. 
  • Faster processing, more control — operations take up to 10 seconds. 

When instant transfers are available 

  • To accounts of partners in other Ukrainian banks (between residents). 
  • For amounts up to 100,000 UAH. 
  • Provided the recipient’s bank is connected to the NBU Instant Payment System. 

Automation is the biggest advantage 

IBAN transfers in Winbank are fully automated — you don’t need to do anything extra. 

When you initiate a transfer, Winbank sends it instantly. If a transfer does not meet the conditions for instant execution, for example: 

  • the recipient’s bank is not yet connected to the Instant Credit Transfer System (ICTS), 
  • the amount exceeds the set limit, or 
  • additional verification is required under financial monitoring regulations, 

— the transaction is automatically processed via the standard EPS system. 

You don’t need to manually select options or repeat the operation — everything works smoothly, quickly, and transparently, and you receive a notification immediately after the payment is completed. 

Combine instant transfers with Winbank QR codes for maximum convenience 

Forget manually entering payment details — it takes just a few seconds: 

  • Scan QR or IBAN — the details are filled in automatically. 
  • Upload an image of a QR code — pay quickly and accurately. 
    • Open Winbank → Payments → IBAN Transfer → “Scan” in the top right corner. 
  • Generate your own QR code — share it to receive transfers instantly. 
    • To create a QR code for receiving payments, open Winbank → select Card/Account → tap the QR icon in the top right corner. 

No second device is needed to scan QR codes. Each QR code comes with a link that opens the app with all payment details pre-filled. 

We understand how important it is to have full control over your money without fees, queues, and unnecessary steps. That’s why we strive to make banking not just reliable, but comfortable and efficient. 

Winbank by Piraeus. Fast. Simple. For you. 

Learn more about Wincard and Wincard Salary products on www.piraeusbank.ua 
 or contact our 24/7 helpline at 0 800 30 888 0 (free within Ukraine).